> ## Documentation Index
> Fetch the complete documentation index at: https://help.ezyiah.com.au/llms.txt
> Use this file to discover all available pages before exploring further.

# Adding A Loan

> Add a loan against a client and see it reflected in the Loans list

The **Loans** section under a client tracks finance and lending arrangements such as equipment finance and bank loans, separately from day to day bank transactions. Adding a loan here keeps its terms, balloon payment, and unexpired interest on record against the client.

<video src="https://mintcdn.com/ezyiah-3f16b61b/KMR_zWs-OpwXuWzX/videos/Loans.webm?fit=max&auto=format&n=KMR_zWs-OpwXuWzX&q=85&s=6413db3022dffeb74135c452bcc2423a" controls data-path="videos/Loans.webm" />

<Steps>
  <Step title="Open Loans">
    With a client selected, click **Loans** in the left sidebar. If no loans have been added yet, you will see a **No Loans Found** state. Click **Add Your First Loan** to open the Add Loan dialog. Once a client has at least one loan, this same dialog opens from the **Add Loan** button in the top right of the Loans list instead.
  </Step>

  <Step title="Select a loan type">
    In the **Add Loan** dialog, open the **Select Loan Type** dropdown and choose the type that matches the arrangement. Ezyiah currently supports **Equipment Finance**, **Equipment Finance Long Term**, **Bank Loan Long Term**, and **Bank Loan**. The dialog title updates to show the type you selected, and the form below expands to match it.
  </Step>

  <Step title="Enter the loan name and description">
    Give the loan a **Loan Name** your team will recognise at a glance, such as the asset it finances, and add a **Loan Description** with any further detail worth recording.
  </Step>

  <Step title="Set the commencement and end dates">
    Enter the **Commencement Date** and **Loan End Date** in DD/MM/YYYY format. Ezyiah calculates **Loan Duration** from these two dates automatically, so this field is read only.
  </Step>

  <Step title="Enter the loan amount and unexpired interest">
    Enter the **Total Loan Amount** and the **Unexpired Interest** still owing on the loan.
  </Step>

  <Step title="Add balloon payment details if relevant">
    If the loan has a lump sum due at the end of the term, select **Yes** under **Is there a Balloon Payment?**. Two additional fields appear: **Balloon Payment Amount** and **Balloon Payment Due Date**. If there is no balloon payment, leave this set to **No** and the form stays as is.
  </Step>

  <Step title="Save the loan">
    Click **Save**. The dialog closes and the loan appears as a new row in the Loans list, with its name, description, loan type, start and end dates, duration, balloon payment, unexpired interest, and total loan amount all shown across the table.
  </Step>
</Steps>

<Note>
  Balloon Payment, Unexpired Interest, and Total Loan Amount are shown as read only figures in the Loans list. To change them after saving, open the loan and edit its details directly.
</Note>